How to buy and sell a house in Kanghe Xiyuan: the latest market trends and operation guide
Recently, real estate market policies have been released frequently, and measures such as loosening purchase restrictions and lowering loan interest rates in many places have attracted widespread attention. As a popular residential area, Kanghe Xiyuan's real estate transaction process and precautions have become the focus of home buyers. This article will combine the hot topics on the Internet in the past 10 days to sort out the core points of Kanghe Xiyuan real estate sales for you.
1. Hot topics in the real estate market in the past 10 days
| Hot keywords | Discuss the popularity index | Related policies/events |
|---|---|---|
| Mortgage interest rates cut | 925,000 | The 5-year LPR dropped to 3.95% |
| Trade-in policy | 683,000 | More than 30 cities launch real estate replacement subsidies |
| School district room adjustment | 556,000 | Expansion of multi-school zoning policy |
| Second-hand house transfer with deposit | 438,000 | Nationwide promotion and implementation |
2. Analysis of the current situation of housing supply in Kanghe Xiyuan
| House type | Average listing price (yuan/㎡) | Trading volume in the past 30 days | Main buying group |
|---|---|---|---|
| Two bedrooms (70-90㎡) | 58,000-62,000 | 23 sets | young family |
| Three bedrooms (100-120㎡) | 65,000-72,000 | 15 sets | Improvement needs |
| One bedroom (50-60㎡) | 52,000-56,000 | 8 sets | Single white-collar worker |
3. Detailed explanation of buying and selling process
1.Seller’s steps:
- Real estate verification: Prepare property ownership certificate, ID card and other materials
- Price evaluation: It is recommended to compare the quotes of more than 3 intermediaries
- Sign the commission: clarify the commission ratio and service content
- Precautions for viewing: It is recommended to fix the viewing time period
2.Key links for buyers:
- Qualification review: Social security/personal tax certificate is required
- Fund preparation: The minimum down payment ratio for the first home is 35%
- Loan pre-approval: You can apply to 2-3 banks at the same time
- Tax calculation: 5%-7% of the total room price needs to be reserved for taxes
4. Key points of risk prevention
| Risk type | Typical cases | Precautions |
|---|---|---|
| Property rights disputes | Co-owners did not sign | Check property register |
| Fund security | The down payment was misappropriated | Use funds supervision account |
| Home Defects | Concealing water seepage problems | Viewing a house on a rainy day |
5. Latest Policy Impact
1.tax benefits: The policy of exempting value-added tax for two years will be extended to the end of 2025, and most of the houses in Kanghe Xiyuan have met the conditions.
2.Loan facilities: Some banks have launched "relay loan" products, which can extend the loan term to 85 years old.
3.Transactions simplified: From March 1st, property transfer with mortgage will be fully implemented, saving approximately 20,000-30,000 yuan in property redemption costs.
6. Professional advice
1. Give priority to registration agencies such as Lianjia and Iaiwojia.
2. Important terms need to be supplemented in written agreement (such as compensation for degree occupation)
3. It is recommended that both buyers and sellers participate in the online signing process together
4. Follow the "Beijing Housing and Urban-Rural Development Committee" WeChat official account to check the transaction progress
The current average transaction period for Kanghe Xiyuan real estate is 45-60 days. Buyers and sellers should plan their time reasonably according to their own circumstances. It is recommended that home buyers pay more attention to the weekend special viewing activities. The "Gold, Three, Silver and Four" promotional policies recently launched by developers may bring additional discounts.
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